Investor Articles

May 29, 2020

Everything you ever wanted to know about the OCR and your home loan rate, but were too scared to ask!

The OCR, home loan interest rates, break fees, the RBNZ (what's up with all these acronyms?) - we break down and explain everything to do with home loans and the ever changing rates.

Oct 20, 2020

OCR Going Negative is Not a Certainty

It was widely considered that the OCR going negative in 2021 was close to a full gone conclusion but a string of positive data has got investors reassessing the odds of negative interest rates. Inflation figures due this week may help to clarify the picture.

Oct 1, 2020

$1bn Te Awa Lakes Development Takes Another Step Forward

Agreements have been made with Affco and Fonterra who were previously appealing to council over the planned development. With these two parties now placated the developer Perry Group will apply for resource consent with a view to breaking ground mid-2021.

Aug 14, 2020

Understanding the Home Loan Interest Rate Curve and how to choose the right Fixed Rate Tenor for You

ANZ and ASB’s economists announced yesterday that the prospect of negative interest rates is very real after March 2021. So far the RBNZ told us that the OCR would remain steady at 0.25% until March, but ANZ and ASB are now predicting an immediate OCR cut in April 2021.

What does that mean for property investors weighing up how long to fix their loan for?

Jul 29, 2020

The Importance of Tradespeople for Property Investors

Maintenance requests are one of the key responsibilities for property managers, so reliable tradespeople are a must. We take a look at how we select our tradespeople and why we value them so highly.

Jul 3, 2020

Want More Money in Your Pocket? Depreciation Could Be the Answer

Depreciation is often misunderstood and consequently not claimed by many property investors.

At Waikato Real Estate we are huge advocates of claiming depreciation.

Here’s why.

May 27, 2020

What Do Property Managers Do?

In the broadest terms, and as described by Tenancy Services, a property manager is “the landlord’s agent who looks after their investment”. In practice, acting as "the landlord's agent" means a property manager's role encompasses a wide range of responsibilities.

May 1, 2020

How Do I Switch My AirBNB Holiday Home to a Long Term Rental Property?

AirBnB style short-term rentals have been a fantastic investment for many property owners over the last decade. Strong overseas tourism has provided attractive income whilst holiday lettings still provide ample time during the year for owners to enjoy their holiday home themselves. It was a win-win.