Investor Articles

Everything You Ever Wanted to Know About the OCR

Sep 19, 2022

Everything You Ever Wanted to Know About the OCR

The rapidly rising OCR is in the news a lot right now, and you might be wondering, why do I pay 5% (or more!) on my home loan when the RBNZ’s OCR is only 3%? Also, my low home loan rate is rolling off soon, should I break that fixed rate agreement and re-fix for another year or two before the OCR goes up even more? And finally… what’s up with all these acronyms? Well… allow us to explain.

What is a ‘minor change’ and how should a tenant go about making one?

Aug 22, 2022

What is a ‘minor change’ and how should a tenant go about making one?

Since February 2021, tenants can ask to make changes to the rental property and landlords must not decline if the change is minor.

Landlords can, however, set reasonable conditions.

The RBNZ keeps hiking the OCR. So why have home loan rates been coming lower?

Aug 18, 2022

The RBNZ keeps hiking the OCR. So why have home loan rates been coming lower?

Lying awake wondering why banks been busy cutting home loan rates this month?

Well, wonder no more.

Rate of Rent Growth on the Slide

Aug 5, 2022

Rate of Rent Growth on the Slide

House prices are dropping fast and it looks like the rate of rent growth is on the slide too.

The average rent for our Hamilton portfolio has dipped twice in the last 6 months.

Great news for tenants.

Top 3 Reasons to Invest in Putaruru

May 30, 2022

Top 3 Reasons to Invest in Putaruru

Struggling to find an investment property in Auckland or Hamilton that pays the bills and covers your costs?

We might just have the answer for you, in the South Waikato.

Discover the investment appeal of South Waikato: high rental yields, larger land sizes for development, and a robust rental market with low vacancy rates.

Waikato rents up 7% annually – but how have Hamilton’s 30 suburbs fared?

May 6, 2022

Waikato rents up 7% annually – but how have Hamilton’s 30 suburbs fared?

In April Trademe reported that national and Waikato weekly rents were both up 7% annually, closely in line with inflation which is running at 6.9%.

Unfortunately, Trademe didn’t give data on Hamilton’s suburbs, so we decided to crunch the numbers ourselves!

Vacating? Here’s 4 tips to get your bond back quick smart

Mar 22, 2022

Vacating? Here’s 4 tips to get your bond back quick smart

You've moved out and you want your bond back fast, we get it!

Take a look at these tips from our team of Property Managers, that will help speed up the process.

We applaud the Government's proposed licensing scheme for Property Managers. Here's why.

Mar 18, 2022

We applaud the Government's proposed licensing scheme for Property Managers. Here's why.

The Government recently proposed a licensing scheme for Property Managers and we are thrilled!

Which Hamilton suburb has the highest rental yield?

Feb 9, 2022

Which Hamilton suburb has the highest rental yield?

This is a question we are often asked by experienced and first time property investors alike.

We got our calculators out and did our homework.

How to Perform a Routine Inspection at Your Rental Property

Feb 3, 2022

How to Perform a Routine Inspection at Your Rental Property

Routine inspections can be a sensitive subject.

When you perform a routine inspection you are entering your tenant’s home, so it is important to be respectful of your tenant’s home, belongings and time whilst you are at the property.

How sensitive are property investors to rising interest rates?

Jan 28, 2022

How sensitive are property investors to rising interest rates?

A lot of people I speak to think the answer to that question is “very”, and that Armageddon is looming with rising home loan rates.

However, whilst we do see some investors listing their properties for sale, the truth is that it is in nothing like the numbers the media might have you believe, and little more than the long term average.

The awkward question every Landlord has to ask before signing up with a Property Manager

Dec 2, 2021

The awkward question every Landlord has to ask before signing up with a Property Manager

Nobody likes to start a relationship by planning for how it might end, but before signing a management agreement with a property manager you’ve got to pull out your bifocals, pour yourself a cup of tea and study the small print.

Could Your Property Be Working Harder for You?

Under-renting alone could cost you thousands per year. Poor management or compliance issues can expose you to costly fines or expensive mistakes.

Switching to Waikato Real Estate is simple and positions your property to start delivering the income and freedom you deserve.